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Does Long Term Care Ins Have a Future?

Most people do not buy LTC  insurance. Several big name providers have gotten out of the business in recent years. Most assisted living communities still list LTC insurance as a way prospects might be able to afford their monthly payments. Recently, the California Public Employees Retirement System (CalPERS) announced an 85% premium hike to their … Continue reading

Falls in the Elderly

Falls in the Elderly

According to the journal American Family Physician: falls are responsible for 70% of all accidental deaths in people over the age of 75 more than 90% of hip fractures are the result of falls, with most of them occurring in people over 70 years of age 1/3 of the elderly living at home and 60% … Continue reading

Non-profit preferable to private nursing homes??

According to this study by the Dept of Medicine at the University of British Columbia, data from 1965-2003 showed not-for-profit facilities led for-profit facilities in two of the four most frequently reported quality measures (more or higher quality staff and lower pressure ulcer prevalence). The other two quality measures, restraint usage and governmental regulatory assessments, … Continue reading

Assisted Living Residential Profile

Assisted Living Residential Profile

Most older people will not end up as residents in an assisted living facility.  I heard from a placement business in New York that 1.2 million people nationwide were residents in an assisted living facility. This includes nursing homes but not senior living communities (which simply means age restricted ie. 55+). According to the National Center … Continue reading

Paying for Assisted Living

Paying for Assisted Living Washington State’s assisted living affordability rate is low (cost vs average income).  Only Utah has a lower rate. Surprising. Average rate for the state is $3145 per month. State-by-State Assisted Living Costs and Affordability Index